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Umbrella

Umbrella Insurance

Umbrella insurance provides additional liability protection beyond the limits of qualifying home and auto insurance policies.

  • Possible multi-policy savings
  • Flexible payment options
  • Personalized guidance
Family standing together at home with a car nearby

Explore an extra layer of liability protection

Enter your ZIP Code to discuss protection beyond the limits of qualifying underlying policies.

Enter your ZIP code to start

We’ll confirm your location and show the quote request form.

Only valid United States ZIP codes are accepted.

Prefer to speak with someone?

Talk to an advisor

(913) 530-2398

No commitment. An advisor will contact you to discuss available options.

What this coverage can include

Additional liability protection beyond the limits of qualifying home and auto policies.

  • Extra liability

    Additional protection for serious covered liability claims.

  • After underlying limits

    May apply after qualifying underlying policy limits are reached.

  • Higher limits

    Designed for customers seeking higher liability limits.

  • Asset conversations

    May be relevant if you want to discuss protecting significant assets.

  • Home and auto pairing

    Often reviewed together with qualifying home and auto policies.

Coverage options, features, discounts, and eligibility vary by carrier and state. All coverage is subject to policy terms, conditions, limitations, and exclusions.

Not sure which coverage fits your needs?

An advisor can help you explore available options based on your needs.

Ways you may save

Possible multi-policy savings

Ask whether combining policies may reduce your overall cost.

Flexible payment options

Choose a payment approach that may fit your budget, if eligible.

Personalized guidance

Get help in English, Spanish, or Portuguese.

Here’s How Easy It Is

01

Request Your Quote

02

Talk to an Advisor

03

Review Your Options

04

Choose Your Protection

01

Request Your Quote

02

Talk to an Advisor

03

Review Your Options

04

Choose Your Protection

Cover more with one request

Add a related coverage to discuss together with an advisor.

Auto + Home + Umbrella + Life

Discuss home, auto, umbrella, and life in one request.

Select

Auto + Home + Umbrella

Discuss home, auto, and umbrella together.

Select

Home + Umbrella

Discuss home and umbrella coverage together.

Select

Auto + Umbrella

Discuss auto and umbrella coverage together.

Select

Auto + Home + Umbrella + Life

Discuss home, auto, umbrella, and life in one request.

Select

Auto + Home + Umbrella

Discuss home, auto, and umbrella together.

Select

Home + Umbrella

Discuss home and umbrella coverage together.

Select

Auto + Umbrella

Discuss auto and umbrella coverage together.

Select

Questions about this coverage

Umbrella coverage can add liability protection above qualifying auto and home limits. An advisor reviews whether those underlying policies qualify. This page is educational, not a quote binder.

Umbrella usually sits on top of qualifying auto and home policies. Use a combination on this page if you want to discuss them together.

ZIP Code, contact details, and a note that you want extra liability. Underlying policy details are reviewed later with an advisor.

No. A request is not a policy and does not increase your liability limits by itself.

View FAQs

Ready to Explore Your Protection Options?

Tell us what you need and receive personalized guidance from our team.