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Recreational Vehicles

ATV/UTV Insurance

ATV/UTV insurance protects qualifying recreational vehicles such as side-by-sides, ATVs, UTVs, and certain off-road vehicles.

  • Possible multi-policy savings
  • Flexible payment options
  • Personalized guidance
Recreational vehicle on a road trip through open landscape

Protect your ATV/UTV and enjoy the ride

Enter your ZIP Code to explore coverage options for your recreational vehicle and travels.

Enter your ZIP code to start

We’ll confirm your location and show the quote request form.

Only valid United States ZIP codes are accepted.

Prefer to speak with someone?

Talk to an advisor

(913) 530-2398

No commitment. An advisor will contact you to discuss available options.

What this coverage can include

Protection for qualifying side-by-sides, ATVs, UTVs, and other off-road vehicles.

  • Accident coverage

    Coverage options for qualifying accidents.

  • Theft and vandalism

    Protection against qualifying theft and vandalism.

  • Physical damage

    Coverage for physical damage to the recreational vehicle, if included.

  • Liability protection

    Help with covered damage or injuries caused to others.

  • Vehicle and use review

    Available coverage depends on the vehicle, its use, the policy, and the state.

Coverage options, features, discounts, and eligibility vary by carrier and state. All coverage is subject to policy terms, conditions, limitations, and exclusions.

Not sure which coverage fits your needs?

An advisor can help you explore available options based on your needs.

Ways you may save

Possible multi-policy savings

Ask whether combining policies may reduce your overall cost.

Flexible payment options

Choose a payment approach that may fit your budget, if eligible.

Personalized guidance

Get help in English, Spanish, or Portuguese.

Here’s How Easy It Is

01

Request Your Quote

02

Talk to an Advisor

03

Review Your Options

04

Choose Your Protection

01

Request Your Quote

02

Talk to an Advisor

03

Review Your Options

04

Choose Your Protection

Cover more with one request

Add a related coverage to discuss together with an advisor.

Auto + ATV/UTV

Discuss auto and ATV/UTV coverage together.

Select

Motorcycle + ATV/UTV

Discuss motorcycle and ATV/UTV coverage together.

Select

Auto + ATV/UTV

Discuss auto and ATV/UTV coverage together.

Select

Motorcycle + ATV/UTV

Discuss motorcycle and ATV/UTV coverage together.

Select

Questions about this coverage

This page is for qualifying recreational vehicles such as ATVs, UTVs, and certain off-road units. An advisor confirms whether a specific vehicle qualifies.

ZIP Code, contact details, and the type of recreational vehicle. Do not upload registrations here.

Yes. Combination buttons on this page send those products to the quote form so you can review the list before sending.

No. Coverage is not in force until an advisor and a carrier complete the process.

View FAQs

Ready to Explore Your Protection Options?

Tell us what you need and receive personalized guidance from our team.